Complete HVAC Systems for Your Home

Welcome to Budget Heating, where complete HVAC systems meet prices that won't make your wallet weep. We've got everything from 2-ton systems for cozy apartments to 5-ton powerhouses for homes that laugh at geometry. Shipping costs what it costs to move several hundred pounds of metal, but our equipment prices are low enough that you'll still spend less than sites advertising "free" shipping.

Why Buy a Complete HVAC System from Budget Heating?

A complete HVAC system beats piecing together components like you're building IKEA furniture in the dark. Everything's matched, tested, and ready to work together. No crossed fingers hoping the outdoor unit plays nice with the indoor coil. No warranty headaches when something goes sideways.

Budget Heating specializes in complete home air conditioning systems from brands that actually show up when called. Goodman builds reliable equipment at prices that don't require a second mortgage. Carrier and Trane bring premium features for homes where "good enough" isn't in the vocabulary. Lennox pushes efficiency ratings into the stratosphere for folks who enjoy low electric bills.

Our inventory spans 2-ton to 5-ton systems because homes come in different sizes and we're not monsters. A 1,200 sq ft ranch doesn't need the same firepower as a 3,000 sq ft two-story. Match tonnage to square footage and everyone stays comfortable without bankrupting themselves on utility bills.

What Makes Complete Systems Better Than Piecemeal

Buying a complete central air system means the manufacturer already did the matching work. The outdoor unit knows how to talk to the indoor coil. Refrigerant flow rates align. Electrical requirements mesh. Installation crews appreciate not having to jerry-rig components that were never meant to work together.

Warranties stay intact when you buy matched systems. Mix brands and you're navigating warranty claims like a legal obstacle course. Who covers what when the Goodman condenser fights with the Carrier air handler? Nobody knows, and customer service representatives suddenly develop selective hearing.

Complete home HVAC systems deliver rated efficiency. That 16 SEER rating on the box? It's real when components match. Mismatched systems lose 10-15% efficiency, turning your "great deal" on a lone condenser into an expensive lesson in false economy.

Our Selection Won't Leave You Hanging

Budget Heating stocks complete air conditioning systems for every situation short of heating an igloo. Heat pumps for folks wanting year-round comfort from one system. Split systems pairing AC with gas furnaces for cold climates. Package units for homes where indoor space is tighter than parking at IKEA on Saturday.

Need cooling only? We've got AC-only systems that pair with your existing furnace. Want heating and cooling? Heat pumps handle both without breaking a sweat (ironic, we know). Cold winters making heat pumps nervous? Dual-fuel systems let the heat pump work until it's too cold, then the gas furnace takes over like a tag team match.

Our 2-ton systems cool 900-1,400 sq ft without running constantly. 3-ton systems handle 1,400-1,900 sq ft. 4-ton units manage 1,900-2,500 sq ft. 5-ton systems tackle 2,500+ sq ft like it's their job (because it literally is). Match tonnage to your actual square footage and insulation quality for best results.

Benefits That Actually Matter

Installing a complete home HVAC system solves comfort problems that window units just can't touch:

  • Energy efficiency means lower bills. Modern systems with 16-18 SEER2 ratings cut cooling costs by 30-40% compared to 10-year-old equipment. Your electric company will miss you.
  • Whole-home comfort eliminates the "bedroom's freezing but the living room's tropical" problem. Balanced ductwork distributes air evenly. Every room stays within 2°F of setpoint.
  • Better air quality comes standard. Built-in filtration removes dust, pollen, pet dander, and whatever else floats around your house. People with allergies notice the difference within days.
  • Quiet operation beats window units that sound like small aircraft taking off. Modern equipment runs at 55-65 decibels. That's conversation level, not leaf blower level.

You're not just buying metal boxes that make air cold. You're buying 15-20 years of consistent comfort, lower energy bills, and not thinking about your HVAC system except when the filter needs changing.

Pricing That Makes Sense

Budget Heating lives up to the name. Our complete HVAC system prices start where other companies' "sale" prices end. We buy direct from manufacturers, skip the middleman markup, and pass savings along because keeping you comfortable keeps us in business.

Many systems are priced too competitively to advertise (manufacturers get twitchy when we undercut their suggested retail by 40%). Call 813-885-7999 or email for actual numbers. You'll be pleasantly surprised unless you're used to paying retail, in which case you'll be shocked.

Financing through Affirm, Sezzle, and PayPal Credit makes $5,000 systems manageable. Affirm offers 6-24 month plans. Sezzle splits purchases into four payments over six weeks. PayPal Credit provides promotional periods. Most approvals happen in minutes. No credit needed financing helps folks rebuilding credit or preferring not to use traditional loans.

Need help choosing the right system?

Call 813-885-7999 and talk to someone who actually knows HVAC

How to Choose Your Complete System

Picking the right complete HVAC system involves more than pointing at the cheapest option and hoping for the best. Three factors matter most:

Size matters (and we're talking tonnage, not the box dimensions). A 2-ton system works for 900-1,400 sq ft. 3-ton handles 1,400-1,900 sq ft. 4-ton manages 1,900-2,500 sq ft. 5-ton tackles 2,500+ sq ft. Poor insulation bumps requirements up half a ton. Cathedral ceilings do the same. Get a Manual J load calculation for precision.

Climate determines configuration. South Florida needs robust AC with excellent dehumidification. Minnesota needs reliable heating with AC as a summer bonus. Heat pumps work great in moderate climates. Dual-fuel systems excel in cold regions with expensive electricity. Gas furnaces with AC dominate where natural gas is cheap.

Efficiency costs more upfront but saves long-term. A 14 SEER system costs $4,200 installed. An 18 SEER system costs $6,500. But the 18 SEER unit saves $350 annually on cooling. Payback happens in 6.5 years, then you pocket savings for the next 10-12 years. In hot climates, high efficiency pays for itself faster.

Not sure which system fits your home? We're not going to upsell you into equipment you don't need. Call 813-885-7999 with your square footage, location, and existing setup. We'll recommend what actually makes sense, not what has the highest profit margin.

Installation Matters More Than Equipment

The best complete HVAC system performs poorly when installed badly. Refrigerant charge must be exact. Ductwork needs proper sealing. Electrical connections require correct sizing. Drain lines need proper slope. Thermostat placement affects performance.

Hire licensed contractors. Check references. Verify insurance. Read reviews. The $800 you save using "a guy who knows HVAC" costs $2,500 when he disappears after creating a refrigerant leak. Licensed contractors carry insurance, pull permits, and answer phones when something goes wrong.

Budget Heating ships equipment nationwide. We don't install (we'd need 50,000 trucks), but we work with contractors who do. Need installer recommendations in your area? We know people. Not because we're connected to organized crime, but because we've been doing this since 1992.

Why Homeowners Choose Budget Heating

We've shipped complete HVAC systems to all 50 states (yes, even Hawaii, though shipping there costs more than the equipment). Contractors order from us because prices beat distributor costs. Homeowners order because DIY installation saves $2,000-$4,000 in labor when you're handy with tools and EPA-certified for refrigerant work.

Shipping costs are straightforward and calculated at checkout. No games, no surprises. The total (equipment plus shipping) still beats what you'd pay at sites claiming "free" shipping. They build shipping into their equipment prices. We keep the numbers separate so you see exactly what you're paying for.

Technical support actually answers questions. Need help sizing a system? Figuring out if your existing ductwork needs modifications? Understanding which thermostat works with your new heat pump? Call 813-885-7999 and talk to people who know HVAC, not a call center in Mumbai reading from scripts.

Frequently Asked Questions

  • What SEER2 rating should I choose for a complete system in my climate?

    Hotter climates benefit from higher SEER2 (15.2-19) for lower cooling costs, while moderate regions often do well with 14-16.2. Always check local codes and rebate requirements.

  • How do I pick the right tonnage (1.5-5 tons) for my home’s square footage?

    A Manual J load calculation is best. Roughly, many homes land near 1 ton per 500-700 sq ft, but insulation, windows, and climate can shift sizing.

  • What’s the difference between Cool Only with Electric Heat versus a Heat Pump system?

    Cool Only uses electric heat strips for heat-simple and great for warm zones. Heat Pumps provide efficient heating and cooling; add heat strips for backup in colder snaps.

  • Which refrigerant (R-32, R-410A, or R-454B) is compatible with my existing lineset and code requirements?

    Systems must use their designated refrigerant. Some R-410A linesets can be reused if clean and correctly sized; R-32 and R-454B may require specific components and code compliance.

  • When is a package unit or Bard wall-mount better than a split system?

    Use package units for mobile homes, rooftops, or tight equipment spaces. Bard wall-mounts suit classrooms and small commercial rooms. Split systems fit most conventional homes.

  • Do these systems support horizontal airflow and will they fit my cabinet width?

    Many air handlers support horizontal airflow. Check cabinet widths like 17.5\", 18.13\", 21\", 21.25\", 22\", 24.5\", 24.75\", and 24.81\" against your space.

  • Are these complete systems suitable for mobile home or rooftop installations?

    Yes-look for models rated for mobile home or rooftop use. Verify structural support, curb adapters, and clearances per the installation manual.

  • Do these products require professional installation or can a DIY homeowner install them?

    Most central systems require a licensed HVAC pro for refrigerant handling and to maintain warranties. Some ductless kits are DIY-friendly where allowed by code.

  • Can I reuse my existing thermostat and ductwork?

    Often yes, but confirm thermostat compatibility (staging, heat pump) and ensure ducts are sized, sealed, and within static pressure limits.

  • What electrical service and voltage do I need?

    It varies by model; check MCA/MOP on the nameplate. Common condensers use 208/230V with dedicated circuits; air handlers may be 120V or 208/230V.